Policy Interpretation & Policy Reconstruction
Services include:
- Review of Insurance Policies for interpretation and coverage available
- Reconstruct Insurance Policies to establish their existence, terms and conditions
- Search for documents that provide evidence of insurance coverage
Claims for Injury from asbestos exposure, pollution, sexual abuse, construction defect and similar exposures may trigger policies from many years ago. Tommy Michaels of T. R. Michaels Claim Consulting, LLC has extensive historical knowledge of insurance policies. He can help locate or reconstruct old policies.
As an Expert Witness, Tommy Michaels of T. R. Michaels Claim Consulting, LLC has given opinions for policy interpretation of
- Bermuda Form Excess Coverage
- Commercial General Liability policies
- Commercial Property policies
- Commercial Trucking Policies
- Garage Insurance policies
- Named Peril and Time Element Pollution coverage
- Uninsured Motorist Coverage