Policy Interpretation & Policy Reconstruction
Insurance policy interpretation of Automobile, General Liability, Homeowners, Umbrella and Excess insurance policies. Expert opinions include:
- Occupant Hazard exclusion of Commercial Trucking policy
- Named Peril and Time Element Pollution exclusion of Excess policy
- Number of Occurrences and Integrated Occurrence under Bermuda form
- Duties of Insurance Broker in Excess & Surplus Lines
Historical knowledge of Insurance gives Tommy Michaels the ability for Policy Interpretation as well as Policy Reconstruction and retrieval of Insurance policies and Risk Management Programs. Services include:
- Review of Insurance policies for Interpretation and determine coverage available
- Reconstruct insurance policies and search for documents that provide evidence of insurance coverage