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Sports
Who Needs an Umbrella policy?
The purpose of an Umbrella policy has nothing to do with rain, but with giving you more insurance protection. This is true for commercial lines insurance as well as personal lines insurance. Most importantly it increases your limits of coverage by defending and indemnifying you once the primary policy has been exhausted. The other aspect […]
Targeted Tender – again
An Illinois Appellate court, in Illinois School District Agency v The St. Charles Community Unit School District 203, distinguishes between chronologically concurrent policies and consecutive policies. The Appellate court recognizes that there is no Illinois Supreme Court precedent for applying the targeted tender to consecutive policies, that are typical of Asbestos and Environmental claims. This […]
Targeted Tender
Targeted Tender is not a common term for Claims professionals. This concept, which started with the Illinois Supreme Court, allows the insured to choose between two or more policies when a claim is tendered. The situation allowing two or more policies to apply is not uncommon. This may arise when a contractor has his own […]
Today's
Who Needs an Umbrella policy?
The purpose of an Umbrella policy has nothing to do with rain, but with giving you more insurance protection. This is true for commercial lines insurance as well as personal lines insurance. Most importantly it increases your limits of coverage by defending and indemnifying you once the primary policy has been exhausted. The other aspect […]
Culture
Who Needs an Umbrella policy?
The purpose of an Umbrella policy has nothing to do with rain, but with giving you more insurance protection. This is true for commercial lines insurance as well as personal lines insurance. Most importantly it increases your limits of coverage by defending and indemnifying you once the primary policy has been exhausted. The other aspect […]
Targeted Tender – again
An Illinois Appellate court, in Illinois School District Agency v The St. Charles Community Unit School District 203, distinguishes between chronologically concurrent policies and consecutive policies. The Appellate court recognizes that there is no Illinois Supreme Court precedent for applying the targeted tender to consecutive policies, that are typical of Asbestos and Environmental claims. This […]
Targeted Tender
Targeted Tender is not a common term for Claims professionals. This concept, which started with the Illinois Supreme Court, allows the insured to choose between two or more policies when a claim is tendered. The situation allowing two or more policies to apply is not uncommon. This may arise when a contractor has his own […]
Lifestyle
Who Needs an Umbrella policy?
The purpose of an Umbrella policy has nothing to do with rain, but with giving you more insurance protection. This is true for commercial lines insurance as well as personal lines insurance. Most importantly it increases your limits of coverage by defending and indemnifying you once the primary policy has been exhausted. The other aspect […]
Targeted Tender – again
An Illinois Appellate court, in Illinois School District Agency v The St. Charles Community Unit School District 203, distinguishes between chronologically concurrent policies and consecutive policies. The Appellate court recognizes that there is no Illinois Supreme Court precedent for applying the targeted tender to consecutive policies, that are typical of Asbestos and Environmental claims. This […]
Targeted Tender
Targeted Tender is not a common term for Claims professionals. This concept, which started with the Illinois Supreme Court, allows the insured to choose between two or more policies when a claim is tendered. The situation allowing two or more policies to apply is not uncommon. This may arise when a contractor has his own […]